Yorba vs. Rocket Money

Ever feel like your subscriptions are draining your wallet without you even realizing it? You're not alone—89% of people underestimate their monthly subscription spending.

With so many services offering free trials that silently turn into monthly fees, it's easy to lose track. Tools like Yorba and Rocket Money are designed to help you take back control, but they approach the task differently.

Curious which one suits your needs? Let’s see how Yorba and Rocket Money stack up.

Geographic Availability

• Yorba:
  Works in both the U.S. and Canada, making it accessible to a larger group of North American users.

• Rocket Money:
  Limited to U.S. users only and requires a U.S.-based bank account.

Subscription Tracking & Management

Both platforms are built to help you stay on top of your subscription spending, but they bring different strengths:

• Yorba:
  Automatically identifies paid subscriptions, notifies you of upcoming charges and price hikes, and lets you cancel them with just a few clicks. Beyond subscription management, Yorba provides a way to track and get rid of your digital footprint. This includes helping you find and delete forgotten accounts, analyzing privacy risks with a Privacy Grade, and monitoring and acting on data breaches​​. Yorba also helps unsubscribe from annoying marketing emails, which clog your inbox and often are just another way for companies to manipulate you into spending. As a result, your personal information is less likely to be exploited for targeted advertising or, worse, financial fraud​​.

• Rocket Money:
  Beyond subscription tracking and alerts, it offers features like spending insights, showing where your money goes each month, and also gives you access to your credit report and history while calculating your net worth. Rocket Money provides bill negotiation services to reduce costs on utilities or insurance (though it charges 35%-60% of your first year’s savings for successful negotiations.) It also offers an option to set up a smart savings account that automates your savings​

User Experience

• Yorba:
  Designed to make checking and managing your digital footprint as simple as possible. Its interface provides a quick way to unsubscribe, delete old accounts, and manage privacy risks. Yorba helps users declutter their digital footprint with easy-to-use tools, putting control over your personal data back in your hands​.

• Rocket Money:
  Rocket Money offers simple ways to track and manage subscriptions and finances. Its features are mainly focused on helping users see their recurring charges, making it suitable for those looking to get a better handle on their financial commitments. The app is more tailored to financial tracking than managing broader digital footprint.

Pricing

• Yorba:
  The premium version, at $6 per month, unlocks advanced features like unlimited actions and active subscription monitoring​​.

• Rocket Money:
  Has a pay-what-you-want model, with premium features costing between $3 and $12 per month depending on the user’s choice and needs​.

Yorba is a comprehensive solution for those looking to not only manage their subscriptions but also reduce their digital footprint and improve privacy. It is ideal for users who want to take control of their online accounts, reducing both digital clutter and the risk of personal data being misused. Plus, it’s available to users in both the U.S. and Canada.

Rocket Money, on the other hand, focuses on subscription and financial management, making it a good option for those interested in budgeting alongside subscription tracking.